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one you settle at is reasonable and the most favorable. At present interest rates are low so try and get the best deal. You can always wait a while, improve your credit score and then get a loan at a low rate of interest. Some bad credit mortgage loans carry a pre-payment penalty, so make sure your loan doesn't have one. These bad credit mortgage loans have 6 months to 2-3 years pre-payment penalty. This means you have to pay huge sums of interest for at least 6 months before you can pay off the loan. If there is a pre-payment penalty you should take the loan that has the shortest term so that you can pay off the loan quickly without paying any penalty. To compare loan offers complete our short form above. MortgageLoan helps you find the best bad credit refinance loans, bad credit home equity loans, bad credit home purchase loans and bad credit debt consolidation loans. Safe & Secure Mortgage Rates 30 Year Fixed 5.61% 15 Year Fixed 5.38% 5 1 Adjustable 5.63% Get your rates » Calculators Choose Calculator Select One Monthly Payment Calculator Interest Only Calculator Amortization Calculator Mortgage Payment and APR Mortgage Calculator Early Payoff Calculator Get Free Rate Quotes Loan Type Select One Home Refinance Home Equity 2nd Mortgage Home Purchase Debt Consolidation Rate Quotes by Phone 1-877-771-8174 Testimonial Latest Articles Second Mortgage for Debt ConsolidationDebt can happen quickly. A few trips to the mall, some purchases... Debt Problems? Consolidate Loans with a Mortgage RefinanceMany kinds of debt could be paid off with a cash-out mortgage... Refin